risk based approach

Emerging Risk Framework for Banking Systems, Regulatory Response
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Emerging Risk Framework for Banking Systems, Regulatory Response

Financial institutions and markets provide essential services to the U.S. and global economies. However, weaknesses in federal oversight have contributed to the thrift and bank crises in the 1980s and the financial crisis experienced from 2007-2009. For example, the resolution of banks and thrifts during these crises cost federal bank and thrift insurance funds over $165 billion and resulted in unprecedented...